A clearer record of shared card spending.

CardLedger is a CredoNomics-built financial management platform for expense recordkeeping, independent approvals and a financial history you can follow.

Developed by CredoNomics · CredoNomics Investment Solutions

Explore the product Backup & recovery

Implemented in development

Built around responsibility, from entry to history.

These workflows exist in the development code and private test environment. CardLedger is not publicly launched or approved for production financial use.

Credit-card expense records

Record card spending, participants and billing context in a consistent financial ledger.

Shared transaction tracking

Keep each participant’s share and responsibility visible, with scoped access to the relevant records.

Independent approvals

Cardholders and affected participants review their own decisions before a transaction is posted.

Repayments and settlements

Track repayments, partial allocations and settlement confirmations separately from card-bill payments.

Ledger and review history

Preserve posted journals, linked reversals and audit history so earlier decisions can be traced.

Statement reconciliation

Compare imported CSV statements with recorded activity and surface duplicates, missing entries and variances.

Encrypted backup & recovery

Protect the archive. Keep the key separate.

CardLedger Backup has completed controlled encrypted Google Drive transfer and recovery tests using synthetic data. Offline key custody and replacement-computer recovery are separate responsibilities; unattended scheduled backups are not activated.

Understand CardLedger Backup

Next stages

A product in development, with clear release boundaries.

Planned: operational rollout

Production identity, hosting, storage and full acceptance gates must be configured and verified before real financial use.

Pending: unattended backups

Long-term OAuth authorization, recurring backup execution and independent failure reporting need separate approval and testing.

Pending: replacement-computer recovery

Current recovery evidence includes tests on the original PC. A newly provisioned replacement-computer drill remains outstanding.

CardLedger support · Developed by CredoNomics

credonomicsinvest@gmail.com